Online Credit Cards

This website will help you choose the online credit card that is right for you. You will find every type of credit card offer that you need. Each section is outlined to the right. We have broken the website into sections such as airline mile credit cards, 0 APR credit cards, instant approval, gas credit cards, and more. You will be a more knowledgeable consumer after you are finished reading through our many articles about online credit card applications and types of credit cards.

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How Did Credit Cards Start?

The Babylon and Egyptians established the idea of credit more than 3000 years ago. In the early 1700's there was an advertisement for furniture that you could buy and pay off "bit by bit" and in the 18th century up until the early 20th century there were "tallymen" who sold clothes that you could pay off on a weekly basis. They kept a "tally" of what you paid and what you owed by using markings on a stick. In a way this was a more simplistic form of layaway. In the 1920’s, cards used for credit was established by individual business owners like gas stations and grocery stores as a more formal way of “putting it on my tab? The first “plastic money?came around 1950 when the Diner’s Club allowed around 200 customers the use of a plastic card as payment for restaurants around the New York area. Soon American Express followed and then before you know it bank issued credit cards sprang up and by 1976 a little company called Visa was born.

Why Do You Need Credit Cards?

In a society that screams, "give me what I want now and I'll figure out how to pay for it later", you may think that a credit card, in the long run, will only financially hurt you. But, if you use it wisely, pay off what you owe right away or within a short amount of time and utilize the benefits of having a credit card, it is a great tool to set you up for financial and credit success. Now and days you need a credit card to hold a hotel room, rent a car or open up something as simple as a movie rental account. Also, when you apply for a mortgage or are trying to buy a new car, a credit report is ran in order to see how responsible you are about the line of credit that is rewarded to you and how you use it. Not having a credit card on your credit history can almost hurt you more then help you.

What Credit Card Options Do I Have?

This is where this site comes in handy. Our goal is to provide you with information about how to start your credit card research. There are many articles related to pertinent information that you will want to know before making a decision. We cover a wide range of topics from how to apply for a credit card, how to transfer a balance from one card to another, what type of card will suite you and where to go to apply once a good decision has been made. We also have plans in the future to rank cards based on a strict set of criteria that will help you make a decision and can get you started on the application process right away! So take a look to the right where we have broken the website into sections such as airline mile credit cards, 0 APR credit cars, instant approval, gas credit cards and more. Read the articles and gain valuable information on this important decision and feel confident that when you do apply for your very own card, you had all the tools to make the best choice!

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