Best Credit Card Rate
Pulaski Bank Standard MasterCard’s 6.5% variable APR puts the card on top of the
list of cards with low interest rate. Pulaski Bank proudly claims that its
cards were given five stars by U.S. Citizens for Fair Credit Card Terms, Inc
(CFCCT). For years, the Standard MasterCard has maintained its status as the
best-rate card in the nation.
Other Benefits
Like every great credit card, this card comes with zero APR on balance transfers
for six billing cycles. Pulaski does not charge a transaction fee for balance
transfer. However, this card has an annual fee of $35. Eligible card member may
be approved for a line of credit ranging from $1,000 and $10,000.
Best Rate Application
Pulaski Bank takes up to 30 days for processing of an application submitted via
Web, due to overwhelming response its lowest interest rate. The bank verifies
an applicant phone number. If the phone number of an applicant is not listed in
the directory, he or she must mail a phone bill to the Pulaski. Employment and
income are also verified the bank in order to determine credit worthiness. An
applicant needs to mail a recent pay stub to the Pulaski.
Alternative Low Credit Card Rates
The same bank also offer a Gold card with 7.99% APR. It also has 0% introductory
on balance transfers for the first six months. Balance transfers are at no
charge. Application process works the same as the Standard card. Phone bills
for unlisted phone numbers and recent pay stub need to be mailed to Pulaski
Bank for verification. Processing of an application takes up to 30 days.
Will You Still Save with Annual Fee?
Although it can be pinpointed that the annual fee is the only thing that may
hold you back from getting a Pulaski Bank card, its lowest APR is hard to
resist. Even with an annual fee, the saving on a purchase balance will add up.