Best Credit Cards
Not all credit cards are created equal. Some of them are popular because of the
privileges that come with them, while others are being ignored for lack of such
qualities. While a credit card cannot fulfill everything a person wishes to
have, one that best serves his or her interests can be considered the best.
Low Introductory APR
This is a must-have feature for a credit card to be the best. No one dislikes
paying nothing in interest, even if it is for a short period of time. If a card
has fixed introductory 0% APR, it deserves a medal of honor. Those cards with
variable zero APR, which can be adjusted to default rate at the discretion of
the card issuers, are contestants who did not make it to the final round. Blue
from American Express the best in this category because of its fixed zero APR
for 15 months.
Low Credit Card Interest
Consumers are always looking for the lowest interest rate they can get to save
money. They are prepared to look away from a card featuring all the great
discounts and rewards and a sky-rocketing interest rate. A low-interest card is
the first choice for anybody who carries a balance over time. The winner in
this category is Pulaski Bank MasterCard with zero APR on balance transfer for
six billing cycles and 6.50% variable rate on purchases.
No Annual Fee Credit Card
There are cards out there with up to $150 annual fee. An average person does not
bother finding out more about any card when he or she sees a three-digit price
tag on it. eBay WorldPoints Platinum Plus MasterCard featuring 7.45% variable
APR seems an ideal card.
Best Cards for Best Customers
The best credit cards are given to individuals with very good to excellent
credit. Your odds of getting one of the best cards increases as your credit
score jumps. You deserve the best.