The World of Citibank Credit Cards
Citibank Mastercard is one of the credit card companies which offer members a
wide range of credit cards. People use these cards to secure hotel rooms, buy
cars and to pay phone bills. There are also cards which are specifically
designed for college students and car enthusiasts.
People who make a lot of online purchases are advised to go for the Citi Smart
Card as these cards felicitate such purchases. Homeowners should opt for Home
Rebate Platinum Select MasterCard which lets them use points to pay a mortgage,
regardless of the lender. Cardholders get a 1% rebate on card purchases. Other
cards available here are the CitiIlluminaCard and Associates Bank Credit Cards.
Giving an edge to purchases
Citibank Driver's Edge card is beneficial for kids to not only save money on
the purchase of a car, but also allows for cash advances. Businessmen should go
in for Citibank Master Card or Citibusiness Platinum Select Credit Card. Both
cards offer 0% APR for a year, a business-size credit line and free additional
cards for employees. It also gives American Airline advantage mile for every
dollar spent on business purchases, which do not expire and each company can
earn as much as 150,000 of them in a year. The Citibusiness card offers free
quarterly and annual account summaries and free "Ask the Experts" service.
These cards are most beneficial for large corporations, but the reward plans
and discounts make it easier for small operations to operate.
Another member of the Citibank family is the Citi’s Diamond Preferred Rewards
card which offers 0% APR on balance transfers for 9 months, a $50 gift card, a
point for every $1 on all other purchases, 5 reward points for every $1 spent
on purchases at supermarkets, drugstores and gas stations and, there is no
annual fee. It also offers an option to use points to temporarily reduce the
interest rate on any home mortgage.
Citibank cards gives benefits to students
Citibank Platinum Select doesn't require a minimum income, making it great for
college students. It has 0% APR for 6 months, no annual fee and accounts can be
conveniently handled over the internet. These cards are beneficial for students
for hotel or airline reservations, home shopping, buying textbooks, and
identification in writing a check and for obtaining cash from an ATM for
emergency funds. Students are also offered discounts towards purchases at
national retailers, CDs, tapes, computer software and long distance phone
calls.
Another card for students is the Citi MTV Platinum Select Visa Card for College
Students, in other words, student MTV-University Card. This is the latest
addition to the Citibank family of student cards. This card offers 0% APR for 6
months on purchases, balance transfers and cash advances and has no annual fee.
One can also earn Thank You Points for rewards like airline tickets and CDs,
and get a 10% discount at the MTV online shop and Store. Getting good grades
makes you earn Thank You points fast as this card gives upto 4,000 such points
for earning good grades!