Instant Credit Cards Information
If you’re applying for more than one credit card at a time, you’ll want to know
which cards you’re likely to be approved for as soon as possible. This will
help you to avoid applying for too much credit at once, and you’ll be able to
narrow down your choices much quicker. Instant credit cards may have more
appealing introductory benefits, and you may enjoy a lower APR for a longer
amount of time. Here are some credit card suggestions that offer the
convenience of instant approval.
Instant Blue from American Express
This card has a rewards system, for which you’ll receive a point for every
dollar you spend to use towards cash back rewards as a card member. If you
apply instantly, there are no annual fees, and you’ll get a pretty low APR
(3.99%) on balance transfers for up to 15 months. You can apply for the Blue
card online or via mail, but it’s more likely that you’ll receive all the
benefits of the card by applying online, since your application can be
processed sooner.
Citi Platinum Select Card
With this card, you can manage your account completely online, so you won’t
have to worry about keeping up with a lot of paperwork. And, this instant
credit card offers no APR on both purchases and balance transfers for up to a
year. The Citi Platinum Card, issued by MasterCard also ensures the security of
your account—you won’t be penalized at all for unauthorized purchases in case
your card is ever lost or stolen.
The GM Card
This instant credit card is ideal for those who are looking to purchase a new
vehicle some time in the near future. Every time you use your card, you’ll earn
5% in GM car earnings to help you save money on a new car, and there is no APR
on balance transfers for six months. You can access and manage your account
online, and there’s no annual fee, so the more you use your card, the more
you’ll save towards buying or leasing a new car. It’s best to only apply for
about two instant credit cards at a time, so that you won’t be overwhelmed with
choices. Also, applying for too many credit cards may ruin your chances of
receiving the credit card that would actually be best for your budget. If you
have additional questions about certain features credit cards that interest you
offer, be sure to contact the credit card company to speak with a customer
service representative.