Sears Credit Card
A basic Sears credit card can be used at any Sears store including online.
There's no annual fee, $0 liability on unauthorized purchases, and 24/7
customer service like any good credit card. A Sears credit card is great for
anyone who is a frequent Sears shopper. Not only will this card add convenience
at the checkout line, but you will get special sales throughout the year that
are only available to Sears credit card members. Also, if you use your card to
pay for your purchases you can return any of those purchases without a receipt
because they can look up the information through your card. You can apply for
this card online.
Sears Gold MasterCard
Want more out of your Sears credit card? Get a Sears Gold MasterCard instead.
This card will earn you rewards like Sears items, Sears gift cards, or even
gift cards to other stores and travel rewards. Also, since it's a MasterCard
you can use at any store that accepts MasterCard. Plus you get all of the
benefits of a basic Sears card such as Sears store returns without receipt and
special card member sales. There's also a few extras like extended warranty on
Sears purchases, double the manufacturers warranty. However this card requires
you to call an 800 number to get further details (such as interest rate) and to
apply.
Sears Commercial One Card
This credit card is geared towards general business owners and property
managers. This card isn't meant for your basic Sears customer, it's meant as a
business credit card. It helps track and report expenses and provides card
holders with special business offers.
Sears Home Improvement Account
The Sears Home Improvement Account was created to help customers make large
purchases and pay them off over time. Purchases that qualify are installed home
improvement items such as windows, doors, siding, kitchen remodeling, and
heating and air conditioning. This card is more like a loan than a credit card.
However, it's extremely useful when you are in need of a large home improvement
purchase but can’t afford to pay for it all at once.